| Team seats for 5 engineers | $160/mo — Cursor Teams Standard at $32 a seat, billed annually ($40 monthly).[5] | $95/mo — Copilot Business at $19 a seat, with 1,900 pooled AI credits.[6] |
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| Where it runs | The Cursor editor (Agent pane and Agents Window), the Cursor CLI, Cloud Agents in VMs, and JetBrains through ACP.[1] | Agent mode in VS Code, Visual Studio, JetBrains, Xcode and Eclipse; the Copilot CLI and app; a cloud agent on GitHub.[2] |
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| Models | OpenAI, Anthropic, Google, SpaceXAI (Grok) and more, plus Cursor's own Composer; Auto routing and bring-your-own keys.[3] | OpenAI, Anthropic, Google, xAI (Grok) and other vendors' models, picked per chat.[4] |
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| Project instructions | .cursor/rules, team rules and AGENTS.md; it also applies CLAUDE.md, for Claude Code compatibility.[7] | .github/copilot-instructions.md and .github/instructions; AGENTS.md in VS Code chat, and AGENTS.md and CLAUDE.md in the cloud agent and CLI.[8] |
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| Skills, subagents and hooks | Agent Skills, subagents in .cursor/agents and hooks; it also loads .claude and .codex skills and agents.[9] | Agent skills (.github, .claude or .agents skills), custom agents, prompt files and hooks.[10] |
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| MCP servers | Stdio, SSE and Streamable HTTP servers through mcp.json; Cloud Agents can use team MCP servers.[11] | In IDEs, the CLI, the app and the cloud agent; for Business and Enterprise the MCP policy is off by default.[12] |
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| Team analytics, built in | Teams dashboard: AI share of committed code, agent edits, messages by model, daily users and a leaderboard.[13] | A 28-day usage metrics dashboard, code generation and impact dashboards, and a per-user REST API.[14] |
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| Checking your own usage | A usage dashboard and editor settings show included usage per pool, Cursor models and other models.[3] | Copilot settings show usage this cycle in AI credits; the Copilot CLI's /usage shows tokens and credits per model.[15] |
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